User Profile: ck5354

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ck5354

 

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6 k Malaysia Retirement oh 6 k Malaysia Retirement

nbsp;I am planning for my Retirement, this year I mark my 50 years old. 6 k enough?nbsp;Based on 6k with 5.5%, I need to have 1.3 million capital for retirement (capital reserved). I have 10 years to achieve it.Capital needed with 5%, 5.5%, and 6% interest rates: ...

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10 months ago.

 

Protasco oh Protasco

nbsp;Protasco - Paving The Road For a Strong TurnaroundrhbinvestPublish date: Thu, 13 Feb 2025, 11:10 AMMYR0.65 FV based on 11x FY25F P/E, 88% upside.nbsp;Protasco is set for a strong turnaround on significant improvements in its highly recurring road maintenance and construction activities, and...

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10 months and 3 weeks ago.

 

Buying 1,000 USDT in Malaysia: Which Platform Wins? oh Buying 1,000 USDT in Malaysia: Which...

As a Malaysian investor looking to buy USDT, choosing the right crypto platform can significantly impact your costs and safety. In this post, we compare eight popular platforms — Nexo, Bitget, Hata, Bybit, Luno, Huobi, and Binance — based on their fees and regulatory status in Malaysia. We’ll use a...

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11 months ago.

 

2025 Malaysia Income Tax Reliefs oh 2025 Malaysia Income Tax Reliefs

As the cost of living continues to rise, the Malaysian government has introduced several tax reliefs for the year of assessment 2025 to help ease financial burdens. Whether you're investing in your health, your children's education, or green technology, these reliefs can significantly reduce your taxable...

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11 months and 2 weeks ago.

 

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11 months and 2 weeks ago.

 

October FD rate oh October FD rate

In times of economic uncertainty and market volatility, many people still prefer the safety and predictability of fixed deposits. While the returns may not be as high as other investment options, fixed deposits offer guaranteed interest and low risk. If you're considering locking in your money, here's a...

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11 months and 3 weeks ago.

 

Sentral REIT oh Sentral REIT

The Long-Awaited Divestment; Keep BUYSource: rhbinvestPublish date: Mon, 18 Aug 2025, 12:22 PMKeep BUY, new DDM-derived MYR0.97 TP from MYR0.93, 20% upside with 9% FY26F yield. Sentral REIT has entered into a conditional sale and purchase agreement to dispose of Wisma Sentral Inai for MYR135m in cash. We...

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4 weeks and a day ago.

 

Malaysia’s Best Low-Risk Savings oh Malaysia’s Best Low-Risk Savings

nbsp;Interest rates took a dive after Bank Negara’s July cut, and now your cash is probably just... sitting there. But don’t worry—we’ve found 6 low-risk savings platforms that still offer juicy returns. Ready to make your money hustle?Personally I have Atlas, Boost, TnG should I add Ryt Bank?

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1 month ago.

 

0% Balance Transfers, Big Savings Ahead oh 0% Balance Transfers, Big Savings Ahead

If you're juggling multiple credit card payments or simply want to save on interest, balance transfers (BT) are your secret weapon. Two of Malaysia’s leading banks—Public Bank and Maybank—are offering irresistible 0% BT promotions that can help you breathe easier financially. Here's how to make the...

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1 month ago.

 

Bybit Staking Hacks oh Bybit Staking Hacks

CAUTIOUS:nbsp;nbsp;SC orders Bybit to disable website, apps in Malaysia for operating illegal crypto exchangehttps://theedgemalaysia.com/node/739129CAUTIOUS:nbsp;nbsp;HAIYA, another opporturnities closed.Is it worth to take the RISK? I don't know. Tepuk Dada Tanya Selera.WHY I explore...

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1 month and a week ago.

 

Persona Car Maintenance oh Persona Car Maintenance

Today, I brought my 2017 Proton Persona VVT for an engine oil change.All the materials were purchased online, and the workmanship cost was RM30.Current Mileage: 68,555 kmReplaced: Spark Plugs, Engine Oil, Cabin Filter, and Oil FilterMy Car Spark Plus Model:LKAR7BGP 94297 [4PCS] NGK GENIUNE PROTON IRIZ,...

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1 month and 2 weeks ago.

 

Tyre oh Tyre

My persona car Tire not yet reach one year, got some peeling off the skin.Luckily I can claim warranty, the boss is good and let me claim warranty.Aplus A607 now change to Hilo Vantage XU1 because same manufacturer.Got another brand Vittos VSU01, not sure good or not.EU tire label explained:...

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1 month and 2 weeks ago.

 

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2 months ago.

 

MIlux Gas Regulator oh Milux Gas Regulator

nbsp;I changed my gas regulator 7 years ago. Link as follows:https://ck5354.blogspot.com/2017/11/golden-fuji-regulator-gas-oh.htmlI think is enough time to change a new one.Boughtnbsp;Milux L.P.G Low Pressure Gas Regulator M-198F With Safety Value amp; Pressure GaugeRM 26.80Milux L.P.G Low...

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2 months and a week ago.

 

July FD Updated oh July FD Updated

nbsp;Fixed deposits remain a popular choice for Malaysians seeking low-risk investment options with guaranteed returns. As we move through July and August 2025, several banks are offering attractive fixed deposit (FD) rates with varying terms and conditions. Whether you're looking for short-term...

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2 months and a week ago.

 

July FD oh July FD

nbsp;Which one to put for FD for this July month since RIZE revise the rate to 2.58%.1st Choice: BANK ISLAM2nd Choice:nbsp; HONG LEONG3rd Choice: Alrajhhi Bank - but their app very unstable, I will skip.

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2 months and 3 weeks ago.

 

Xiaomi Smart Band 10 oh Xiaomi Smart Band 10

Ini Kali lah, smart band have improved a lot since launch.nbsp;The Xiaomi Smart Band 10 is nownbsp;available for purchasenbsp;in Malaysia and you can enjoy extra savings if you purchase one from now until 31st July 2025. Here’s the official pricing as well as the limited-time promo...

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2 months and 3 weeks ago.

 

Pbbank Visa Agoda Promo oh Pbbank Visa Agoda Promo

nbsp;You can get extra discount when you are using Pbbank VI to book hotel through AGODA.I got extra RM 17 discount. Alamak, forgot to use ShopBack. Nevermind, I think only can choose 1.

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3 months and 2 weeks ago.

 

4 types of wealth oh 4 types of wealth

nbsp;4 types of wealth:1) Financial Wealth2) Social Wealth3) Time wealth4) Physcial wealthWhile you chasing for 1 and 2, you will loss 3 and 4.Source:nbsp;Here’s Why You Shouldn’t Hold back retirement for MORE MONEY!

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3 months and 3 weeks ago.

 

MyVi Car Engine Oil Service oh MyVi Car Engine Oil Service

Today I bring my MyVi car go service.Labour charge is RM 50.What did I change?Car Plug NGK Gpower, bought from shopee:DCPR7EGP 1682 [4PCS] NGK Geniune Perodua Myvi Toyota Avanza 2007 Ngk G-Power Platinium Spark Plug | Shopee MalaysiaRM 45.93, now increase to RM 93.Engine Oil RM 60.58Total Damage: RM...

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4 months ago.