https://www.blogged.my https://www.blogged.my Malaysia's Blogging Community http://www.blogged.my/images/bloggedmybutton.gif https://www.blogged.my/ https://www.blogged.my/ping-921023-14-retirement-advice-oh-14-retirement-advice.html Thu, 13 Aug 2026 16:36:37 +08 nbsp Full article nbsp https www.theretirementmanifesto.com the best retirement advice ever utm source feedlyamp utm medium rssamp utm campaign the best retirement advice ever https://www.blogged.my/ping-921023-14-retirement-advice-oh-14-retirement-advice.html https://www.blogged.my/ping-921022-25-retirement-habits-oh-25-retirement-habits.html Wed, 15 Jul 2026 10:45:15 +08 nbsp This year marks my 51st birthday, and I am planning for my retirement.A good read article Original concepts and insights credited to Four Pillar Freedom. Retiring early isn 039 t about winning the... https://www.blogged.my/ping-921022-25-retirement-habits-oh-25-retirement-habits.html https://www.blogged.my/ping-921021-gold-and-bitcoin-2026-oh-gold-and-bitcoin-2026.html Mon, 29 Jun 2026 11:24:52 +08 Heading into 2026, both gold and Bitcoin were riding massive waves of momentum. Gold was shattering all time highs above 5,500, and Bitcoin was flirting with unprecedented territory. Fast forward to mid year, and the narrative has shifted dramatically. The broader markets and specifically these two... https://www.blogged.my/ping-921021-gold-and-bitcoin-2026-oh-gold-and-bitcoin-2026.html https://www.blogged.my/ping-921020-myvi-auto-oil-service-oh-myvi-auto-oil-service.html Mon, 22 Jun 2026 15:25:35 +08 Today I went to change MyVi auto oil.Labbour charge RM 30. I bought my own ATP oil from shopee. RM 60 for 4 Litre.The shop charge 1 L for perodua is RM 50, Mobil is RM 32, this are mineral oil.Valvoline RM 62 1 Litre.Labour charge RM 30, every 40k need to change auto oil. https://www.blogged.my/ping-921020-myvi-auto-oil-service-oh-myvi-auto-oil-service.html https://www.blogged.my/ping-921019-5g-phone-under-1k-oh-5g-phone-under-1k.html Mon, 22 Jun 2026 11:42:31 +08 nbsp I plan to change a new phone from 4G to 5G. My choices as follows Side by Side Specification ComparisonFeatureRealme P4xRealme C85 5GInfinix Note EdgePOCO M8 5GDisplay6.72 IPS LCD, 144Hz6.8 LCD, 144Hz HD 6.78 LTPS AMOLED, 120Hz FHD , Subtle Edge 6.77 Flow AMOLED, 120Hz... https://www.blogged.my/ping-921019-5g-phone-under-1k-oh-5g-phone-under-1k.html https://www.blogged.my/ping-921018-malaysia-fixed-deposit-oh-malaysia-fixed-deposit.html Fri, 19 Jun 2026 11:41:49 +08 Where to Park Your Idle Cash As of June 18, 2026 Fixed deposits FD remain one of the safest and most reliable ways to grow your savings. If you have some extra cash ready to be put aside, checking the latest promotional rates across different financial institutions is a smart move.To make comparing... https://www.blogged.my/ping-921018-malaysia-fixed-deposit-oh-malaysia-fixed-deposit.html https://www.blogged.my/ping-921017-persona-car-services-oh-persona-car-services.html Thu, 18 Jun 2026 09:37:00 +08 I took my 2017 Proton Persona in for a routine service on Tuesday, RM 25 for changing engine oil. I bring my own engine oil.But things took a turn when the mechanic spotted a humming sound coming from the rear. Then Yesterday I wen again to do a spin test, they confirmed it was a bad wheel bearing and... https://www.blogged.my/ping-921017-persona-car-services-oh-persona-car-services.html https://www.blogged.my/ping-921016-myvi-car-service-oh-myvi-car-service.html Sat, 13 Jun 2026 23:06:55 +08 Today I bring my wife car MyVi lagi best for service Milleage 99200Labor charge RM 25, very reasonable.Next the technician suggest to change Auto tranmission OilRM 150 Should I buy myself the oil RM 40 1 litre since need 3 litre add up about the same, because labour charge RM 30 change auto oil.Coolant... https://www.blogged.my/ping-921016-myvi-car-service-oh-myvi-car-service.html https://www.blogged.my/ping-921015-june-16-kdi-save-rate-change-oh-june-16-kdi-save-rate-change.html Fri, 05 Jun 2026 13:52:54 +08 BYE BYE 4 If you park spare cash in KDI Save, a major change lands on 16 June. Kenanga Digital Investing is moving from its old flat rate structure to a new investment linked tier system.Leave your cash completely in KDI Save without touching KDI Invest, and your interest rate drops to a base 2.88 p.a. https://www.blogged.my/ping-921015-june-16-kdi-save-rate-change-oh-june-16-kdi-save-rate-change.html https://www.blogged.my/ping-921014-maximizing-your-ipo-allocation-oh-maximizing-your-ipo-allocation.html Fri, 29 May 2026 11:22:12 +08 Initial Public Offerings IPOs in the Malaysian market continue to attract retail investors looking for strong listing day gains. However, one of the biggest challenges retail investors face is the ultra low success rate due to heavy oversubscription. If you only apply with your cash savings, your... https://www.blogged.my/ping-921014-maximizing-your-ipo-allocation-oh-maximizing-your-ipo-allocation.html https://www.blogged.my/ping-921013-2026-malaysia-investorrs-cheat-sheet-to-low-risk-returns-oh-2026-malaysia-investorrs-cheat-.html Fri, 15 May 2026 10:58:12 +08 If you 039 re still keeping your entire life savings in a standard savings account earning 0.25 , you aren 039 t just playing it safe you 039 re losing money to inflation every single day. In the 2026 Malaysian market, liquidity is king, but yield is the crown. Here is how to make your Ringgit work harder... https://www.blogged.my/ping-921013-2026-malaysia-investorrs-cheat-sheet-to-low-risk-returns-oh-2026-malaysia-investorrs-cheat-.html https://www.blogged.my/ping-906866-maybankrs-0-balance-transfer-plan-g-oh-maybankrs-0-balance-transfer-plan-g.html Sat, 21 Mar 2026 10:07:00 +08 Managing multiple credit card balances can feel like a juggling act, especially when high interest rates start to eat into your monthly budget. If you are looking to streamline your finances and save on interest, Maybank s Balance Transfer Plan G is currently one of the most effective tools available in... https://www.blogged.my/ping-906866-maybankrs-0-balance-transfer-plan-g-oh-maybankrs-0-balance-transfer-plan-g.html https://www.blogged.my/ping-906864-spyl-oh-spyl.html Wed, 18 Mar 2026 10:33:00 +08 As we navigate the volatility of the 2026 Iran conflict, many investors are panicking. However, for those of us with a long term horizon like my own 2035 retirement goal , these red days are often the best entry points. Today, I want to talk about my favorite vehicle for US exposure SPYL SPDR... https://www.blogged.my/ping-906864-spyl-oh-spyl.html https://www.blogged.my/ping-906863-2026-etf-oh-2026-etf.html Mon, 16 Mar 2026 23:57:00 +08 nbsp In today 039 s volatile landscape, achieving a 10 annual return requires more than just picking the right tickers it requires navigating the geopolitical tax that war and energy shocks impose on the markets.As of March 2026, the conflict involving the U.S., Israel, and Iran has... https://www.blogged.my/ping-906863-2026-etf-oh-2026-etf.html https://www.blogged.my/ping-906861-10-malaysian-dividend-stocks-for-2026-oh-10-malaysian-dividend-stocks-for-2026.html Wed, 04 Mar 2026 21:27:00 +08 nbsp With the Employees Provident Fund EPF announcing a solid 6.15 dividend for 2025, many retail investors are asking Can I do better on my own The answer is yes but you have to be selective. With the 10 REIT withholding tax concession ending, 2026 marks a new era where Net Yield is... https://www.blogged.my/ping-906861-10-malaysian-dividend-stocks-for-2026-oh-10-malaysian-dividend-stocks-for-2026.html https://www.blogged.my/ping-906858-maximizing-your-spare-cash-2026-oh-maximizing-your-spare-cash-2026.html Thu, 08 Jan 2026 23:39:00 +08 In 2026, keeping your money in a traditional savings account is almost like losing it. With high yield options now offering 3 to 4 p.a. with the flexibility to withdraw anytime, the old Fixed Deposit lock in periods are becoming a thing of the past.If you re looking to park your emergency... https://www.blogged.my/ping-906858-maximizing-your-spare-cash-2026-oh-maximizing-your-spare-cash-2026.html https://www.blogged.my/ping-906856-cryto-deposit-oh-cryto-deposit.html Mon, 05 Jan 2026 22:44:00 +08 Recently, I started exploring Crypto Simple Earn programs, specifically looking for stablecoin opportunities that offer yields as high as 20 APR.The Decision to SwitchInitially, I chose HTX formerly Huobi to park my assets. However, due to concerns regarding platform risk and long term security, I... https://www.blogged.my/ping-906856-cryto-deposit-oh-cryto-deposit.html https://www.blogged.my/ping-906855-prs-myth-oh-prs-myth.html Fri, 02 Jan 2026 09:35:00 +08 Like many others, I initially invested in PRS primarily for the tax relief. The math is simple if you are in the 12 tax bracket, you effectively receive an immediate 12 return on your investment in the form of tax savings before the fund even starts to grow.I have been investing in PRS for 14 years. https://www.blogged.my/ping-906855-prs-myth-oh-prs-myth.html https://www.blogged.my/ping-904899-etf-2026-oh-etf-2026.html Sat, 20 Dec 2025 14:28:00 +08 I will start a papertrade porfolio to buy IFSW and EMVL, target 10 return for next 10 years, will it beat my EPF 5.8 return nbsp Best Strategy Critical Strategy The Glide PathInstead of picking one and staying there forever, consider this 10 Year Master Plan for a Malaysian... https://www.blogged.my/ping-904899-etf-2026-oh-etf-2026.html https://www.blogged.my/ping-904898-personal-tax-relief-2025-oh-personal-tax-relief-2025.html Fri, 19 Dec 2025 22:38:00 +08 nbsp Last minute tax reliefs that you can take advantage of Boost your EPF contributions RM7000 DoneRM4000 from mandatory contribution if your salary gt RM3030, then you ll hit this one already nbsp RM3000 from voluntary contribution DoneDeposit into SSPN saving for kid s... https://www.blogged.my/ping-904898-personal-tax-relief-2025-oh-personal-tax-relief-2025.html